Financial Details
Enter your monthly income and expenses
Include rent, utilities, food, transportation, etc.
Car loans, credit card payments, etc.
Savings you can put towards the property
Your Budget
Affordability analysis
Total Property Budget
₹61,85,566
Max Loan Amount
₹51,85,566
Affordable EMI
₹40,000
Your Down Payment
₹10,00,000
Disposable Income
₹45,000
Budget Planning Tips
- • 40% Rule: Your home loan EMI should not exceed 40% of your disposable income
- • Down Payment: Aim for at least 20% down payment for better loan terms and lower EMI
- • Emergency Fund: Keep 6-12 months of expenses saved before buying property
- • Hidden Costs: Factor in registration, stamp duty (5-7%), and maintenance costs