Personal & Financial Details
Provide accurate information for better results
Existing loans, credit card payments, etc.
Age affects maximum loan tenure.
Score ranges from 300 to 900. Higher is better.
Eligibility Status
Your loan approval estimate
Eligibility Status
Low
40% Approval Chance
Max Loan Amount
₹41,04,256
Monthly EMI Capacity
₹33,000
Interest Rate
8.5% p.a.
Max Tenure
25 Years
Your credit score may require improvement for better interest rates and terms.
Loan Eligibility Factors
- • Credit Score: 750+ is excellent, 700-749 is good, below 650 may face challenges
- • FOIR (Fixed Obligation to Income Ratio): Typically 50-60% of monthly income
- • Age: Younger applicants can get longer tenure, reducing EMI burden
- • Employment: Stable employment history improves eligibility and rates
- • Existing Loans: Lower obligations mean higher eligibility for new loans