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EMI Calculator

Calculate your home loan EMI and plan your finances with detailed breakdowns

Loan Details

Enter your loan information below

₹50,00,000
₹1L₹5Cr
8.5%
1%15%
20 Years
1 Year30 Years

Your EMI

Monthly payment breakdown

Monthly EMI

₹43,391

Principal Amount

₹50,00,000

Total Interest

₹54,13,879

Total Amount

₹1,04,13,879

Payment Breakdown

Principal 48%
Interest 52%

Understanding Your EMI

  • • EMI (Equated Monthly Installment): The fixed amount you pay every month towards your home loan
  • • Principal: The actual loan amount borrowed from the lender
  • • Interest: The cost of borrowing money, calculated on the outstanding loan balance
  • • Lower tenure means higher EMI but lower total interest paid over the loan period